Legacy Planning
Solve family and business legacy issues that are intensely personal
We can help you solve family legacy issues that are intensely personal to you. This is one of the areas that is less appreciated about insurance, that there’s an emotional benefit that can be just as important as the financial one. Insurance can address family concerns that come with estate and legacy planning by helping avoid conflict that can arise from having to divide wealth or sell cherished assets at death. Life insurance provides a tax-free, lump-sum death benefit to your heirs. If you’re a business owner who requires liquidity to transition your assets or manage competing interests, insurance can be a practical and cost-effective option. The real value of insurance in these cases can be immeasurable.
®
Registered trademark of The Bank of Nova Scotia, used under licence. Scotia Wealth Management® consists of a range of financial services provided by The Bank of Nova Scotia (Scotiabank®); The Bank of Nova Scotia Trust Company (Scotiatrust®); Private Investment Counsel, a service of 1832 Asset Management L.P.; 1832 Asset Management U.S. Inc.; Scotia Wealth Insurance Services Inc.; and ScotiaMcLeod®, a division of Scotia Capital Inc. Private banking services are provided by The Bank of Nova Scotia. Estate and trust services are provided by The Bank of Nova Scotia Trust Company. Portfolio management and family office services are provided by 1832 Asset Management L.P. and 1832 Asset Management U.S. Inc. Insurance services are provided by Scotia Wealth Insurance Services Inc. Wealth advisory and brokerage services are provided by ScotiaMcLeod, a division of Scotia Capital Inc. International investment advisory services are provided by Scotia Capital Inc. Financial planning services are provided by The Bank of Nova Scotia, ScotiaMcLeod, a division of Scotia Capital Inc., and 1832 Asset Management L.P. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Scotia Wealth Insurance Services Inc. is the insurance subsidiary of Scotia Capital Inc., a member of the Scotiabank group of companies. When discussing life insurance products, ScotiaMcLeod advisors are acting as Life Insurance Agents (Financial Security Advisors in Quebec) representing Scotia Wealth Insurance Services Inc.