While there are many elements to a comprehensive estate plan, two elements are considered the cornerstones of estate planning and should be prepared by ...
Tailored Solutions
Structure
Organize and strengthen your wealth to support clarity and
long-term decision making.
How can I structure my wealth?
When you have with a clear view of your entire financial picture, decisions are more informed and intentional. Guided by your goals, we bring clarity to the planning process and help keep all the elements of your wealth strategy aligned.
At Scotia Wealth Management, we'll help you create a well-structured plan that supports your financial needs—no matter how complex—as well as your unique vision, so you can feel more prepared for what's ahead.
Bring order to your opportunities
Simplify complexity
We’ll connect all the moving parts of your financial life, so your strategy remains coordinated and aligned over time.
Gain clarity and direction
Your goals are our priority—we’ll create a plan together that’s easy to understand and aligned with your priorities.
Efficient guidance on your side
As circumstances evolve, we’ll work together to move your goals forward through informed, collaborative decisions.
Keep your goals on track with our services
Create a strong financial foundation with the right mix of wealth services.
SERVICES
Total Wealth Planning
A Total Wealth Plan acts like a roadmap for your financial future, organizing your priorities and integrating solutions to keep your wealth strategies on track.
- Gain a holistic view
that considers all your assets, liabilities, income, goals, and risks. - Keep wealth strategies aligned
with a unified plan that helps keep all areas of your financial life connected. - Adapt to life’s changes
with experienced advice that helps you navigate family changes, business developments, and beyond.
SERVICES
Investment Management
Our disciplined investment management approach and broad array of strategies can help support your plan through life's changes.
- Align investments
with a holistic wealth plan—so assets, liabilities, income streams, and future needs are considered. - Build a balanced portfolio
that reflects your full financial picture, including time horizon, liquidity needs, risk tolerance, and more. - Support long-term stability
with investment advice that is coordinated with your other wealth services.
SERVICES
Private Banking
Our team provides tailored financing solutions for insurance policies and cash management, helping you make the most of opportunities within your overall plan.
- Simplify banking and credit
under one aligned team and structure for chequing and savings, credit, borrowing, and cash flow. - Tailor solutions for all accounts
to serve complex financial needs and streamline personal, business, and trust structures. - Enjoy more time and convenience
with hands-on support for time-sensitive transactions, foreign-exchange needs, and credit card benefits.
SERVICES
Estate and Trust Services
Your legacy should reflect your values and vision — our Scotiatrust® team will help you create a plan to make that possible.
- Bring clarity and order
to how your wealth is held and transferred through legal structures like trusts, Wills, and powers of attorney. - Reduce complexity
by consolidating your estate planning, legal, and administrative tasks with professional management. - Benefit from a consistent plan
that helps keep your legacy and philanthropic aims aligned with your overall wealth strategy.
SERVICES
Insurance
Our Insurance Consultants evaluate your financial priorities and offer holistic advice designed for your unique goals.
- Consolidate savings and protection
with options like permanent life insurance, which blends insurance with potential cash value. - Add stability to your wealth plan
with cash-value portions of policies that may offer potential tax advantages alongside investments. - Address investment gaps
with insurance solutions that can help support long-term planning when you've fully used registered plans.
Get started with a Scotia Wealth Management professional
Featured insights
Stay informed with current wealth viewpoints, strategies, and research.
A Tax-Free Savings Account (TFSA) is one of the most powerful tools for growing your wealth in Canada—yet many people don’t use it to its full potential ...
Work with a trusted team to build a Total Wealth Plan that delivers.
®
Registered trademark of The Bank of Nova Scotia, used under licence. Scotia Wealth Management® consists of a range of financial services provided by The Bank of Nova Scotia (Scotiabank®); The Bank of Nova Scotia Trust Company (Scotiatrust®); Scotia Jarislowsky Fraser, a service of 1832 Asset Management L.P.; 1832 Asset Management U.S. Inc.; Scotia Wealth Insurance Services Inc.; and ScotiaMcLeod®, a division of Scotia Capital Inc. Private banking services are provided by The Bank of Nova Scotia. Estate and trust services are provided by The Bank of Nova Scotia Trust Company. Portfolio management is provided by 1832 Asset Management L.P. and 1832 Asset Management U.S. Inc. Insurance services are provided by Scotia Wealth Insurance Services Inc. Wealth advisory and brokerage services are provided by ScotiaMcLeod, a division of Scotia Capital Inc. International investment advisory services are provided by Scotia Capital Inc. Financial planning services are provided by The Bank of Nova Scotia and ScotiaMcLeod. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and is regulated by the Canadian Investment Regulatory Organization. Scotia Wealth Insurance Services Inc. is the insurance subsidiary of Scotia Capital Inc., a member of the Scotiabank group of companies. When discussing life insurance products, ScotiaMcLeod advisors are acting as Life Insurance Agents (Financial Security Advisors in Quebec) representing Scotia Wealth Insurance Services Inc.